Lay-By Terms and Conditions

Get up to 3 months Lay-By on your favorite items.

Simply select the items you want. Send them to us and we will book them under Lay-By for you.
It’s that easy!

How to make a Lay-By

Option 1

Making a Lay-By online

Add the items you want to your cart

Proceed to checkout and enter details

Select “direct bank deposit” payment method

Make the 30% deposit for your Lay-By via eft or bank deposit

Send proof of payment to us via Whatsapp or e-mail

You will be sent a confirmation invoice for your Lay-By

Complete the Lay-By payment over 3 months

Once complete, your items will be delivered to you

Option 2

Making a Lay-By via WhatsApp

Browse through the website and make a list of items you want

Send us a Whatsapp with a list of the items you want and sizes

Also, include your contact details and delivery address

An invoice for your Lay-By request will be sent to you

Make the 30% deposit payment for your Lay-By via eft or bank deposit

Complete the Lay-By payment over 3 months

Once complete, your items will be delivered to you

Terms and Conditions

Please read carefully and feel free to contact us if you need further clarification.

 “Lay-By” means:

a) offering of a facility where we reserve goods on your behalf;

b) which you have chosen;

c) which you pay for over a period of time;

d) while we hold onto the said goods;e.) until they are paid for in full.

  1. When you choose the goods for Lay-By, you must pay a deposit of 30% of the total value of the goods on opening the Lay-By facility.
  2. You must make a minimum of one payment every month until the goods are paid for in full.
  3. You may decide to pay more frequently if you wish and settle the Lay-By within the 3-month period.
  4. The total period of the Lay-By is 3 months and this may not be extended.
  5. If you terminate the agreement before making full payment for the goods or fail to make full payment for the goods within 30 business days after the anticipated date of completion, we reserve the right to charge you a termination penalty of 10% of the payments already paid for the Lay-By.
  6. We will not charge you a termination penalty if your failure to complete payment is due to hospitalization or death. Relevant documentation will be required. (Doctors/ death certificate etc.)
  7. We may give you notice in respect of the cancellation of a Lay-by by e-mail or SMS to the e-mail address/cell phone number you have provided to us. A refund will be given where applicable.
  8. If you fail to complete payments for your Lay-By within the 3 months period and we are not notified by you before the expiration date, then 100% of the payments made will be considered forfeited by you.
  9. No goods will be released to you until full payment is received.
  10. The address you gave us when conducting the agreement is the address to which statements will be sent. If you wish to change this address at any time, you must give us notice thereof. The change may take a few days to come into effect.
  11. These terms and conditions may be amended from time to time, and in such a case, the new terms and conditions shall apply to your Lay-By agreement with immediate effect.
  12. You confirm that the terms and conditions, the meaning and consequences of this agreement have been presented and explained to you in a language that you understand. You also confirm that the risks relating to the agreement, as well as your rights and obligations, have also been explained to you.
  13. We may at any time amend or replace these terms and conditions and if we do so it does not mean a novation of the agreement or any transaction or indebtedness (meaning that a new agreement does not automatically come into place).
  14. Customers entering into a lay-by agreement must be over the age of 18 years.

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